Vario financing

Pay only for the actual loss in value –
the smart and affordable way to finance your car.

What is Vario financing?

Vario financing is a modern and flexible form of car financing. This leasing loan with purchase option combines the advantages of traditional financing with the adaptability of leasing. Unlike conventional financing models, you do not pay the entire new car price in high installments, but only the monthly depreciation of the vehicle. In addition, you benefit from a high discount on the purchase price and a guaranteed purchase price at the end of the term, which is fixed in advance. This makes FSD Vario financing a particularly clever and cost-effective solution.

At the end of the term, you have full freedom of choice over the vehicle. You simply pay the low final installment and can choose between the following options:

  • Return the vehicle easily at the end of the term.

  • Use the guaranteed purchase option and take over the vehicle at the agreed price.

  • Conclude follow-up financing via a financing partner, such as a partner bank.

Your advantages compared to other types of financing

Maximum planning security

Thanks to fixed monthly installments and a purchase price agreed in advance, you always have an overview and avoid unexpected costs.

Cost-efficient & clever

Thanks to low interest rates and attractive discounts, you pay significantly less overall than with traditional vehicle financing.

Guaranteed purchase price

If you decide to buy, the price remains unchanged. In addition, up to 2,500 additional kilometers after the end of the term will not be charged extra.

Transparency & security

The condition of the vehicle is checked on site by a dealership employee or an independent expert – fairly and transparently.

Financing comparison

Now to my Vario financing

Have you opted for Vario financing? Simply click on the button and fill out the contact form. We will guide you personally through the entire process.

Frequently asked questions

Returning your vehicle is quick and easy. When the Vario financing expires, you bring it to one of our locations, where the condition is checked. The vehicle is then passed on to the next customer. All you have to do is pay a small return fee and you have fulfilled all your obligations. If you decide to buy or lease a new vehicle, this payment is even waived completely.

  • Main residence in Germany
  • Minimum age: 18 years
  • Regular and secure income
  • Positive Schufa rating